Get connected with a counselor today!

Debt is real and it isn’t forever.

You have choices. Regain control of your finances and connect with a nonprofit, certified credit counselor.

Or call 800-388-2227 for support.

Happy father with daughter having fun
Graduated daughter with proud mom pose for a picture
Happy old couple looking proud of each other

NFCC in the News

USA Today Online

Where are people under the most financial stress? See the list of top 10 American cities

in, people spent more,” said Mike Croxson, CEO of the National Foundation for Credit Counseling. “But they didn’t have free cash flow anymore, so…

CNBC Online

93% of women are stressed about money. Building a cash reserve can help, experts say

coaching. There’s also free help available through the National Foundation for Credit Counseling. “One of the things that I talk to my clients…

CBS News Online

How to save hundreds of dollars on your credit card payments

the consumer financial services company.  The National Foundation for Credit Card Counseling offers nonprofit, certified counseling at nfcc.org,…

Los Angeles Times Online

Why now is a crucial time to pay off credit card debt

credit counseling can be found through the National Foundation for Credit Counseling at nfcc.org. Consolidate loans. Lower student loan…

Washington Post Online, The

Credit card debt surges to another high. Here’s a payoff playbook.

credit counseling: If you’re having trouble managing your credit card debt, get help from a nonprofit credit counseling agency through the…

Who we help.

A trusted source, NFCC Member Agencies are here for you.

Everyone. Debt doesn’t discriminate. We make it our mission to help all types of people who want a more secure financial future. You are not alone in your journey—we are here to help pave the way.

How it works.

You’re one step closer to achieving your financial goals.

NFCC certified credit counselors are ready to help you with a personalized action plan and resources regardless of your income or financial status.

  1. Connect with an NFCC certified credit counselor for a confidential consultation
  2. One-on-one review of your financial goals and budget
  3. Create a personalized financial action plan

Clear Benefits.

  • Stop collection calls
  • Lower interest rates
  • One monthly payment
  • No hidden fees
  • Affordable solutions
  • Improve financial health

Beyond our credentials and our decades of service as a nonprofit financial counseling organization, what we offer is hope. The kind of hope that allows you to envision a bright financial future that is achievable and sustainable.

Get Help With:

Icon for Managing Debt

Managing Debt

Icon for Budgeting Assistance

Budgeting Assistance

Icon for Getting Mortgage Ready

Getting Mortgage Ready

Icon for Avoiding Foreclosure & Eviction

Avoiding Foreclosure Eviction

NFCC Blog

Taxes and Your Credit – Here’s What You Should Know

Every year, as tax season rolls around, it feels like working your way through a maze, doesn’t it? There’s the rush to gather all your documents, the puzzle of deductions, and the hope for a refund paired with the fear of owing more. But have you ever stopped to consider how this annual ritual impacts […]

How to Budget for Surge Pricing

Today, it seems as if the cost of your morning coffee or ride home can fluctuate like a stock on Wall Street, and that means managing your budget comes with some new challenges. Notably, Wendy’s recent announcement to test “dynamic pricing” at some locations in 2025 has generated a buzz for all the wrong reasons, […]

What Is the Viral “Loud Budgeting” Trend? And Why It Matters

Your friend has invited you to a last-minute luxury getaway. Tempting? Absolutely! Financially prudent? Questionable. The latest TikTok trend, “loud budgeting,” comes into play in these situations, transforming a simple “no” into a powerful financial statement. So, exactly what is loud budgeting? The loud budgeting trend involves taking a stand that makes sense. It’s all […]

In Honor of Love Your Pet Day, Here’s How To Budget For Your Furry Friend

Did you know February 20th is “Love Your Pet Day?” Having a pet is one of life’s greatest joys. Our furry, feathery, and scaly companions bring love, laughter, and a special kind of warmth to our homes—but keeping them healthy and happy comes with its own set of responsibilities, including financial implications that can sneak […]

chevron_right Read the NFCC Blog

Creating a plan today for a brighter tomorrow.

Creating a plan today for a brighter tomorrow.

Quote Icon

Your work and business vision have changed the trajectory of my life. You’ve impacted my legacy, how I walk, how I talk, how I live, parent and love. I am different. I am free.

Johnika Dreher
Client, NFCC Member Agency Money Management International

We realized that we had more expenses than income. My counselor helped me prioritize my expenses and informed me of options to handle my debt. She provided suggestions on how to balance our budget.

LeAnne
Apprisen Client

My daughter referred me! This program will help me pay off the debt faster and free up some money to start putting toward my retirement fund.

Deborah
InCharge Debt Solutions Client

I am only in the beginning stages but, so far, everything in my “plan” to financial stability seems to be going smoothly. I feel more prepared to handle my financial situation.

Jennifer
GreenPath Financial Wellness Client
Quote Icon
Happy mom and daughter

Better financial futures for all.

Ready to get started? We’re here to help. Fill out the form below to connect with us.

Ready to connect or learn more about us?

Call us at 800-388-2227