Don’t Let Debt Keep You Down, Soldier

By Drew Kessler
Struggling with debt is bad enough – whether you’re a veteran or are about to transition into civilian life – but when you’re actively deployed, it can threaten your job status.
Debt can also get in the way of civilian employment opportunities for military spouses, making it difficult to provide the additional income necessary to manage the home front.
If you’re among those who feel what they’ve already achieved may be in danger due to their financial issues, there is a place you can turn to for help.
NFCC member agencies recognize that the ever-changing nature of military life can create and foster difficult and dangerous financial cycles. In fact, military participants surveyed after enrolling in NFCC’s Sharpen Your Financial Focus™ program were found to have fewer tangible assets (16.2% less than the overall program participant average) and a higher level of unsecured debt (7.1% higher than the average program participant) according to The Ohio State University data.
When you make the call to an NFCC member agency you gain access to certified financial professionals who understand your circumstances and needs. Programs like our Hands on Banking® for the Military, offered by Wells Fargo and NFCC, specifically provide education and assistance to keep families on track for achieving and maintaining financial stability through all stages of their military lives.
HOW NFCC MEMBERS CAN HELP

• Provide straightforward debt-relief plans.
• Consolidate bills into one smaller payment.
• Understand special circumstances.
• Lower interest rates regardless of credit score.
• Eliminate late fees and over-limit charges.
• Ensure you know where you stand at all times.

You owe it to yourself. Let us help you secure your military career and restore hope for your financial future in your civilian life.
To schedule an appointment with an NFCC Certified Financial Professional call 877-404-6322 or visit www.nfccdebtrelief.org/military.
Drew Kessler is Vice President of Marketing & Communications with the National Foundation for Credit Counseling.
Views expressed are the personal views of the author, and do not represent the views of the National Foundation for Credit Counseling, its employees, its members, or its clients.