Tools and Tips

Knowledge First

The NFCC and its partners are committed to helping you succeed on your journey toward financial health. Designed to complement the credit counseling experience, our partners provide valuable information and tools to help you meet your goals.

Connect to credit counseling!

Online Resources

Can you save with a DMP?

Click here to better understand how a nonprofit credit counselor can put you on a path to paying down your debt.

See if you can save.

NFCC-Certified Online Courses

Education is key to the NFCC’s mission to help all Americans manage debt. Boost your knowledge through our online courses.

Browse the catalogue.

Improve Your
Credit Score

Timely bill payments are important to building financial health. Learn how to build credit as you work with your counselor.

Try it today.

Create an Intelligent Budget

Many people don’t know how much they spent last month. Better understand your financial situation as you engage in counseling.

Get Started

Keys to Homeownership

NFCC-certified credit counselors can help you understand the process of purchasing a home. No two home-buying journeys look exactly the same, and the path is rarely a straight line. The whole process can be simplified if you break it down–understanding how to create a household budget that may better position you to qualify for a mortgage.

Learn more

NFCC Partner Blog

6 Steps to Turn Your Side Hustle Into a Full-Time Business

By Meredith Wood When you decide to turn your side hustle into a full-time business, you’re taking a big step into exciting, new (and often scary) territory. While being a full-time entrepreneur can be thrilling and life-changing, nearly 50% of all startups fail within five years. But you welcome the challenge. You don’t just plan […]

Five Smart Car Tips to Help Drivers Save Money

In 2025, the average cost of a new car passed $50,000 for the first time in history, according to Kelley Blue Book (KBB). As vehicle prices skyrocket, and nearly every other cost involved with driving goes up, vehicle owners are left in a tough spot. Taking a road trip and putting extra wear and tear […]

How does credit counseling affect my credit scores?

The NFCC often receives questions from readers about their money challenges. We answer common questions in our Ask an Expert series to help readers find the information they need. Question: How does credit counseling affect my credit scores? Answer: Dear Reader, I applaud you for recognizing the importance of having healthy credit scores. A healthy […]

Read the NFCC Blog

About the NFCC

Founded in 1951, the National Foundation for Credit Counseling is the oldest nonprofit dedicated to improving people’s financial well-being. With over 1,500 NFCC Certified Credit Counselors serving all 50 states and U.S. territories, NFCC nonprofit counselors are financial advocates, empowering millions of consumers to take charge of their finances through one-on-one financial reviews that address credit card debt, student loans, housing decisions, and overall money management.