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Debt is real and it isn’t forever.

The bills are piling up, but you have choices. Regain control of your finances and connect with a nonprofit, certified credit counselor.

Or call 800-388-2227 for support.

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A trusted resource since 1951

Unites States

1,500+ NFCC certified credit counselors

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35 million served since 2006

How it works.

Whether it’s paying down credit card debt, managing a household budget, or preparing to purchase a home, NFCC-certified credit counselors are ready to help you with a personalized action plan and resources regardless of your income or financial status.

  1. Connect with an NFCC-certified credit counselor for a confidential consultation
  2. Participate in a one-on-one review of your financial goals and budget
  3. Create a personalized financial action plan

Clear Benefits.

  • Stop collection calls
  • Lower interest rates
  • One monthly payment
  • No hidden fees
  • Affordable solutions
  • Improved financial health

Beyond our credentials and decades of service as a nonprofit financial counseling organization, our Member Agencies offer tools and guidance to help you realize your financial goals. A Debt Management Plan is one of the most effective tools available through nonprofit credit counselors, and is a safer, less costly way to pay down debt. Why risk your financial future?

NFCC Blog

Using Your Tax Refund to Pay Down Debt

After you file your taxes, you might have another big milestone to check off of your financial “to do” list this year. What milestone am I referring to? Paying off debt! If you’re due a tax refund, you might be tempted to use the money on a trip or a fun purchase, but the refund […]

chevron_right Read the NFCC Blog

Creating a plan today for a brighter tomorrow.

Creating a plan today for a brighter tomorrow.

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Your work and business vision have changed the trajectory of my life. You’ve impacted my legacy, how I walk, how I talk, how I live, parent and love. I am different. I am free.

Johnika Dreher
Client, NFCC Member Agency Money Management International
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Better financial futures for all.

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