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...the federal government regulates the type of information credit bureaus can include in your report and for how long they can keep it. Under the Fair Credit Reporting Act (FCRA)...
...medical debt on credit reports from six months to one year. And, in the first half of 2023, they will no longer include any medical collection debt under $500. How...
...weeks or a single pay period. Borrowers can find these lenders in their communities or online where borrowing can take place at any hour of the day or night. High...
...you currently have. Shop around with lenders in your area and find out what are the rates they are currently offering. However, refinancing with a private lender means losing any...
The NFCC often receives questions from readers about their money challenges. We answer your common questions in our Ask an Expert series, in hopes of helping readers find the information...
...are unregulated and riddled with scams or legitimate but complex financial and technical foundations that the average investor may not understand. Investing in a poorly understood ICO due to FOMO...
It’s a situation familiar to many Americans: After indulging during the holiday season, the new year rolls around and it seems there’s no better time to make a permanent lifestyle...
...reports, you can’t typically see your credit scores for free. You may, however, have complimentary access to one of your scores through your credit card company or your bank. If...
...any outstanding student loan amount after 20 or 25 years if you meet the eligibility criteria. To qualify, you need to have federal student loans being repaid under one of...