Why don’t I have a perfect credit score?
...score: 1) Payment history (whether you pay credit lines on time and as agreed) 2) Utilization ratio (how much you owe compared to your available credit) 3) Age of your...
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Student Loans: More May Not Be the PLUS You Think
...to account for 10% of all federal student loans issued in 2014. The average amount borrowed per student under this program increased from $8,900 in 1989-90 to $27,700 in 2011-12...
What You May not know about Payday and Car Title Loans
...you who have been thinking about pursuing one of these loans, make sure you research all other options before making your final decision. [i] http://www.oxforddictionaries.com/us/definition/american_english/payday-loan [ii] Car Title Loans Resource...
Start Handling Your Student Loan Repayment in 4 Steps
...you are missing your Federal Student Aid PIN number (which is necessary to access your loan information) you can visit www.pin.ed.gov to create a new one. 2. Educate Yourself Your...
How the Tooth Fairy Can Teach Your Kids About Money
...to teach your child something new about managing money. Nathaniel Sillin directs Visa’s financial education programs. To follow Practical Money Skills on Twitter: www.twitter.com/PracticalMoney This article is intended to provide...
Winning the Mini-Powerball (a.k.a. Getting a tax refund)
...contact CCOA at 800.889.4916, or visit CCOA online at www.CCOAcares.com . Views expressed are the personal views of the author, and do not represent the views of the National Foundation...
Financing Your Business? Consider an SBA Loan
...will be repaid, eliminating some of the lender’s risk. SBA Loan Programs There are two main types of SBA loans: 7(a) loan: The SBA’s primary program helps small businesses obtain...
Money Prep for Prospective Parents
...programs. To follow Practical Money Skills on Twitter: www.twitter.com/PracticalMoney This article is intended to provide general information and should not be considered legal, tax or financial advice. It’s always a...
Planning That Affordable Holiday Trip
...or regional bus-and-rail passes may eliminate the need for a car altogether. Go “low:” Low season, that is. If you’re thinking of a big-city or international destination during the holidays,...
How to remove a paid charge-off from your credit report
...get them removed. Congratulations on paying off your charged-off debt. That’s a huge step in moving forward and rebuilding your credit. Whenever you have a charged-off account—or any closed account—it...