Are Store Credit Cards Bad For Your Credit?
...Rates (APRs), which is a number that represents the interest and fees on a card. In 2024, the average credit card has an APR of 21.59%, but Lowe’s, Best Buy...
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Press Releases
...crisis. Read More Load More... NFCC Spokesperson Bruce McClary Senior Vice President, Memberships & Communications As the lead spokesperson, Bruce provides communications support for the nation’s largest and longest-serving...
Medical Bills During COVID-19: A Review of Waived Costs and Expanded Benefits
...the funds in the account to pay for qualified medical expenses so that the spending is “pre-tax.” However, this typically excludes over-the-counter (OTC) drugs and medicines unless they were prescribed...
Is it alright to run out the clock on an old debt that’s in collection?
...account, the answer depends on the scoring model being used. More recent versions of FICO® and VantageScore® won’t factor collection accounts that have a zero balance. That seems like great...
May Is Small Business Month. Here’s How We Help Small Business Owners
...harbinger of bad times for the U.S. economy. As bankers point out, things will hardly improve going forward—and small businesses should focus on preparing themselves for the coming challenges. Small...
Federal Student Loan Forgiveness: Do you qualify in 2024?
...Help tool to complete your forms online and to send your employer their required form. Fresh Start: Apply at myeddebt.ed.gov or by calling 1-800-621-3115. Total and Permanent Disability (TPD) Discharge:...
Counseling Assistance for Strategic Financial Solutions Customers
...Call (888) 926-7146 Complete the form What makes us different? As 501(c)(3) non-profit counseling agencies, our role is to serve YOU and identify the right solutions for your unique situation....
What’s the best way to handle a student loan in default?
...balances low. With discipline and the right guidance, you’ll be where you want to be in no time. Good luck. Sincerely, Bruce McClary, Vice President of Communications Bruce...
Tips for Buyers to Narrow Their Home Searches
...median value of slightly over $300k. Although that seems high, the median value has actually dropped 5.4 percent in the past year. Keep projections in mind, too. Even though homes...
How Inflation, Rising Wages, Low Housing Inventory and Expiring Government Programs Will Impact your Financial Goals in 2022
...“As of December, there were just 1 million homes listed for sale on Zillow. That’s down 17.5% from December 2020, and down 37.8% from December 2019, when there were nearly...