Debt Counseling

Credit counseling does not have a direct impact on your credit scores. Your NFCC-certified credit counselor cannot add or remove information in your credit repo...

No. Your NFCC-certified credit counselor does not have the ability to change information on your credit reports. However, your counselor can offer expert insigh...

The only place to get copies of your full credit credit reports for free is the federally authorized website...

In order to establish your first credit score, you need to have at least one credit card or loan open for a minimum of six months. It can be difficult to get ap...