Keys To Homeownership

Buying a home is a huge decision.

A home is a place for you and your family to rest and grow, but it’s also an important investment. There are several steps you can take to prepare for buying a home—and help ensure you qualify for a mortgage when you find a home you’d like to purchase.

Connect with a Counselor! Call (844) 865-3028

Paving The Way Forward

NFCC-certified credit counselors can help you understand the process of purchasing a home. No two home-buying journeys look exactly the same, and the path is rarely a straight line. The whole process can be simplified if you break it down–understanding how to create a household budget that may better position you to qualify for a mortgage. Connect with an NFCC, nonprofit credit counselor to get started.

NFCC’s Hermond Palmer and Wells Fargo talk about the Keys to Homeownership Hosted by Keith Battle, Founder, Senior Paster from Zion Church

Chuck’s Corner

Homeownership Tips with Chuck Bishop, SVP, Head of Diverse Segments Wells Fargo Home Lending. Learn about the homebuying process plus various grants and low down payment options available that can help make your dream a reality.

What if you don’t qualify for a mortgage?

Being turned down for a mortgage is not the end of the world! In fact, it can be an opportunity to learn how to address the reasons why.

Many people do not qualify for a mortgage initially because they have too much credit card or other unsecured debt. This is the ideal time to contact a nonprofit, NFCC-certified credit counselor.

An NFCC-certified credit counselor can help.

A nonprofit credit counselor can help you:

Create a personalized plan for reducing debt
Maintain a credit score that will enable you to borrow
Build a plan to afford your new home longterm
Understand if you qualify for a Down Payment Assistance program

Complete the form below to be connected with a non profit counselor.

"*" indicates required fields

Name*

First Name Last Name

Zip*

Email*

Phone*

Checkbox*

The NFCC and its member agencies may contact me by phone, email or text.

Preferred Language

Hidden

review

We take your privacy seriously. By clicking on the “Get Connected” button below, you consent, acknowledge, and agree to the National Foundation for Credit Counseling (NFCC) Terms of Use and Privacy Policy, as well as the terms of use and privacy policies of any NFCC Member Agencies or third parties that may contact you following your submission of this form. Moreover, you agree that NFCC may share your information with NFCC Member Agencies to provide you with counseling and education or other third parties to provide additional services. You further agree that you are providing express “written” consent for NFCC and NFCC Member Agencies or third parties to call you (including autodialing, texting and pre-recorded messaging for convenience) via telephone and mobile device (including SMS and MMS communications - charges may apply depending on your carrier; messaging frequency varies), even if your telephone number is currently listed on any internal, corporate, state or federal Do-Not-Call list. You agree that opt-out and unsubscribe options and instructions will be the responsibility of the entity directly sending you communications, which may be a NFCC Member Agency or a third party. You further agree that NFCC is not responsible for and will not be liable for communications it does not send to you directly. You agree to receive electronic communications, including periodic emails, with important news, financial tips, tools and more. Consent is not required as a condition to utilize NFCC’s services and you are under no obligation to purchase anything.

Comments

This field is for validation purposes and should be left unchanged.

About the NFCC

Founded in 1951, the National Foundation for Credit Counseling is the oldest nonprofit dedicated to improving people’s financial well-being. With over 1,200 NFCC Certified Credit Counselors serving 50 states and all U.S. territories, NFCC nonprofit counselors are financial advocates, empowering millions of consumers to take charge of their finances through one-on-one financial reviews that address credit card debt, student loans, housing decisions, and overall money management.